The best High Yield Savings Accounts of Fall 2025

10/28/25 - Tuesday

October 28, 2025

 

Hey friend,

Today, we’re talking about one of our favorite topics: High-Yield Savings Accounts!

A HYSA isn’t just another boring bank account.

These accounts can earn significantly higher interest than traditional savings, giving your money a chance to grow faster without taking on extra risk (like an investment account.)

We just dropped a brand-new episode on YouTube all about HYSAs and it’s full of practical tips to help you make the most of your savings.

💵 Our Favorite High Yield Savings Accounts

Without further adieu, here are our favorites from the video.

⭐ Our ultimate favorite HYSA is CIT Bank. Why? No hoops to jump through, $100 minimum to open, no monthly maintenance fees.

CIT’s Platinum Savings offers a 3.85% APY on balances over $5,000 (and it’s offering a $225 cash bonus right now with a minimum deposit of $25,000!)

Saving less than $5,000? Use CIT’s Savings Connect account. You’ll get 3.75% APY with no minimum balance requirement and same flexible deposit options.

Already have a CIT account? Try Raisin. Raisin aggregates HYSA’s and money market accounts to show you the best rates.

The best part? Once you’re registered with Raisin, you can use your Raisin account to sign up for any of their partner banks with just one click.

That means it’s easy to find and keep your money in the highest APY accounts!

We also have a referral code for a bonus up to $1,000. Use code jennifers072771 for a bonus of $75 for depositing between $10,000 and $24,999 or $250 with a minimum deposit of $25,000. **

Looking to level up more this month?

Try our November Community Challenge: The Negotiation Challenge. 🤝🏼

Whether it’s negotiating bills, subscriptions, or your next paycheck bump, we’ve got a step-by-step plan to help you get more money in your pocket without the stress.

Use code JUSKASK50 to get 50% off your first challenge!

Your money deserves to grow—don’t leave it hanging out in a low-rate account any longer.

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Talk soon,
Misti

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.