Hey everyone!

Jill here! Ready to hype you up for a fun, low-cost November.

All we need is a bit of planning and knowledge about where our money can go the furthest this month. And we’ve got you covered!

📅 What to Include in November’s Spending Plan

• 🍂 Seasonal outings: think fall fairs, pumpkin patches, and free outdoor events. Be sure to factor in snacks / eating out, parking costs, etc.

• 🦃 Thanksgiving / travel / hosting prep: if you’re heading out or inviting guests, don’t forget travel costs, cooking ingredients, and table settings (keep in mind it doesn’t have to be elaborate! Spending time with people you love is the best part)

• 🛍️ Holiday gifts & sinking fund: Begin planning your gifts (and spending limits) and start pooling money now to avoid scrambling later.

🛒 What’s on Sale in November

• Big-ticket home goods: large appliances, mattresses, and major electronics drop in price this month.

• Kitchen & baking tools: cookware, bakeware, and food storage sets see steep discounts ahead of holiday cooking.

• Gift-type items: apparel, tech gadgets, and smart home devices start getting slashed for the start of the gifting season.

✈️ November’s Big Money Move: Start Your Summer Travel Hacking Plan

Here’s how to get started:

1️⃣ Set your goals. Decide if you want airline miles, hotel points, or general travel rewards. Your dream destination will guide your choice.
2️⃣ Do your research. Compare cards for fees, spending requirements, and perks that fit your lifestyle.
3️⃣ Plan your spending. Save up to meet minimum spends without carrying a balance. Points aren’t worth debt!

Want to learn more about maximizing rewards? Check out these episodes:

• How to Travel for (almost) Free! We cover how to optimize your credit card and ways to get the most out of your travel points.

• Best Vacation Destination Dupes (aka More Affordable!) join the conversation with Jen on a Jet Plane about the beautiful places you can visit that are less tourist, and more affordable.

What to Cook? 👩🏻‍🍳

• Sweet Potato Chickpea Bowl

• Sausage Kale and White Bean Soup

• Citrus Chicken and Quinoa Salad

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.