10/23/23 - Monday (Capitalize)

October 23, 2023

Brought to you by:
💲 Fees 💲
and

Buongiorno, my basic bombshells!

This cooler weather has me craving some pasta, hearty sauces, and fresh baked breads.

Lucky for us this week, we celebrate World Pasta Day on October 25th! 😋

There are many restaurants participating with deals and even freebies that you can take advantage of year-round!

If you’re in the mood for more than just comfort food, check out Episode 277 Is Hygge the New Frugal?

Between this episode on leaning into the season and all these deals, you’re bound to be feeling comfy, cozy, and prepared for these colder days! 🍵🧦🕯️

🐙 Get yourself some FREE calamari when you sign up for Carrabba's rewards program. If you listened to Ep 331, then you know ALL ABOUT how much Jen loves Carrabba's. 🙂

🧆 Join Buca di Peppo’s eClub and get a $10 gift card which happens to be the exact price of their famous ½-pound meatball, so you can enjoy that Italian staple for FREE! And if you go to Buca on a Monday, you can get all the rest of the meatballs for 50% off!

🍝 From Oct 27th to 29th, Noodle Company is offering 20% off mac and zoodle dishes. And when you sign up for their rewards program, you get a free regular entrée after your first purchase.

🔥 Your Heating Bill 🔥

Chances are wherever you live, the weather is getting a little cooler. For some of us, this means increased heating costs!

Take the time now to consider ways to make this year’s heating bill as low as possible. This means checking for drafts and sealing up cracks and small openings around windows and doors and maintaining your heating system by changing filters and even checking for leaks in ductwork.

And for more inspiration on saving money on ALL your bills 💸, check out Episode 265 How To Save Money On Monthly Bills.

This Friendletter is Brought to you by:
💲 Fees 💲

We hate a superfluous fee, amiright? Those fees you get charged for services you don’t want, or worse, for plain ol’ nothing (looking at you Ticketmaster).

💡 And did you know that many Americans don’t know what they’re paying in 401(k) fees?

Nearly half of Americans estimate they’re paying less than .5% of total assets in 401(k) fees and costs– but only 10% of all plans charge less than .4%. And if you know anything about index funds, you know .5% is actually pretty high!

Ensure you’re not paying fees on workplace retirement accounts you don’t have to by checking out Capitalize! Capitalize is a free concierge platform to find and transfer old retirement accounts into an IRA of your choice.

No hidden fees—or any fees at all. (They get paid by IRA providers, so the core rollover service is free for you!)

Rolling over an old workplace retirement account can be stressful, don’t do it alone. Use Capitalize, for free, and take back control of your retirement savings (and possibly save thousands in fees!) **

Until next time,

⭐️⭐️ P.S. Want to share all this goodness with your friends AND earn cool Frugal Friends merch?

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.