How to Stop Overspending in 2026

01/06/26 - Tuesday

January 06, 2026

 

Hey friends 👋

This week’s episode is a special one, and not just because we are talking about overspending.

🎂 It’s the first birthday of our book, Buy What You Love Without Going Broke! 🎂

To celebrate, we are revisiting the 4 steps we outline in the book to end your struggle with overspending, alongside our friend Rose Han.

If you have ever thought, “I know what I should do, so why can’t I stop?” this one is for you.

First, a mindset reset 🧠

Overspending is not a character flaw.
It is not a lack of discipline.
And it definitely does not mean you are bad with money.

Overspending is usually a signal that something deeper is going on. That is exactly what these four steps help you uncover.

 On the Pod this week 🎙️

When we were writing the book one of our favorite things to do was interview our friends to get different perspectives on spending.

On this episode, we wanted to recreate that, so we had a chat with our friend Rose Han.

Rose just published her book, Add a Zero, and we talked about how she finds her “radical middle.”

(If you’ve never heard that term before you gotta tune in to find out!)

We also talk about:

  • Why the spender vs saver label is unhelpful

  • How identity plays a role in overspending

  • What to do when emotional spending keeps popping up

It is part practical, part mindset, and very much a permission slip to stop beating yourself up.

Watch on YouTube or Spotify and start your debt-free momentum today! 📺💸

Celebrate the book with us 📘✨

If you don’t have your copy yet, now is the perfect time.

👉 Visit buywhatyoulovebook.com to:

  • Grab your own copy of Buy What You Love Without Going Broke

  • Get simple instructions for requesting it at your local library 📚

Libraries love reader requests, and it is one of the easiest ways to support authors and get free access to the tools inside.

One last thing 💛

If overspending has been your pattern for years, change does not happen overnight.

But it does start with understanding yourself instead of shaming yourself.

That is what this episode and this book are all about.

We are so grateful you are here celebrating this milestone with us 🥳
And we cannot wait for you to hear the conversation.

With gratitude,
Jen and Jill

P.S. If you have already read the book, happy birthday to you too 🎉 We’d love to hear your thoughts in a review on Amazon and if you’ve already left one, drop us a “happy birthday” in the comments on today’s episode so YouTube spreads it to more people!

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.