- The Friendletter
- Posts
- How to save $10k FAST
How to save $10k FAST
07/22/25 - Tuesday

Hiiii friend!
We overestimate what we can do in a day and underestimate what we can do in a year.
There are plenty of variations of that quote but the sentiment stays the same: We often give up too quickly on our big financial goals.
Saving $10,000 might sound like a stretch, especially if you’re not making six figures or tracking every dollar down to the penny.
But the truth is, with a few smart shifts and some consistency, it’s more realistic than you think.
We show you how - no extreme budgeting required - in our latest YouTube video 👀👇.
Whether you're saving for a big goal or just want some financial breathing room, here are the first 2 steps of the 5-step plan we outline in the episode:
✅ Step 1: Set Your Timeline + Savings Target
Set a clear deadline.
Example: Save $10,000 in 12 months = $834/month
Or in 6 months = $1,667/month
👉 Pick a timeline that’s ambitious but doable based on your fixed expenses.
✅ Step 2: Audit & Slash Your Big Expenses
Get creative with your “Big 3” flexible expenses: Housing, Transportation, & Food
Want to know the last 3 steps and our tips for doing each? Tune in on YouTube, Spotify, or Apple Podcasts.
Get More!
Want to fast-track your progress and make saving feel easier? We’ve got two tools to help you do just that:
☀️ Enter our Summer Glow-Up Giveaway
Win 1,000 dollars cash and get helpful digital resources from some of our favorite personal finance experts.
⭐ Open a High-Yield Savings Account with CIT
Earn more on every dollar you save with a high-yield savings account like CIT Bank. It’s a great place to stash those savings from weekly transfers or no-buy wins.”**


What’s your most tempting “just this once” purchase? |
Cheering you on,
Misti

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.