How to get your life and money organized

02/06/26 - Friday

February 06, 2026

Hey Friends!

If budgeting apps stress you out, overwhelm you, or make you feel like you’re constantly behind, you are not alone.

For a lot of people, the problem isn’t discipline.

It’s that there are too many tools and they’re all too complicated for real life.

In this week’s episode, we talk about how to get your life and money organized without downloading another app, syncing your accounts, or checking your phone ten times a day.

In this episode, we cover:

  • Why most people don’t need more automation, they need clarity

  • How to organize your money with simple, low-effort systems

  • The three spreadsheets we use instead of budgeting apps

  • How to stay organized without tracking every single transaction

This episode is for anyone who wants their life (and money) to feel calmer and more manageable, without turning money into a full-time job.

Watch the episode on YouTube or listen to the episode here. 

The Spreadsheets That Will Change Your Life

In the episode, we walk through the three spreadsheets we use to keep our money and life organized, without apps.

We bundled all three together at a discount AND we’re offering that bundle at an additional 30% off for a limited time with code EPISODE587.

The bundle includes:

  • Monthly Spending Planner

  • Annual Finance Planner

  • Ultimate Meal Planner

They’re designed to give you a big picture view, reduce mental clutter, and help you make decisions without constant tracking or notifications.

If you want the exact systems we reference in the episode, this bundle makes it easy to get started.

Already have one but interested in another? The code will get you 30% OFF single spreadsheets too!

Organization Without Perfection

Being organized does not mean being rigid. It definitely doesn’t mean tracking every dollar forever.

It means having systems that support your life, instead of systems that make you feel guilty when you ignore them.

This episode is about building something sustainable, simple, and flexible, so your money works for you instead of the other way around.

You don’t need a perfect system. You just need one you’ll actually use.

Warmly,
Jen & Jill

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.