9/18/23 - Monday

Brought to you by:
šŸ’Ŗ Motivation šŸ’Ŗ

Hey!

Hope youā€™re having a great morning, afternoon, evening, whenever youā€™re reading this.

Hereā€™s some motivation for you this Monday: If you think you are too small to be effective, you have never been in the dark with a mosquito. šŸ¦Ÿ

(Wisdom from Reese Witherspoonā€™s mom, Betty)

And if you think your income is too small to have fun, then you havenā€™t read enough Friendletters!

Letā€™s get into it!

šŸ” September 18 is National Cheeseburger Day. Burger King Royal Perks members can celebrate with a free cheeseburger (regularly $1.99) with any $1 purchase. And Wendyā€™s is giving us a $0.01 Junior Bacon Cheese Burger (regularly $3.59) with any purchase. Hereā€™s a KKLā€™s list of every Chzbrgr Day deal.

šŸ§€ September 20th is Free Queso Day at Moeā€™s. If youā€™ve ever had queso at Moeā€™s, you know itā€™s the best. If you donā€™t agree, you are secretly lactose intolerant. No purchase is necessary if you're picking it up in person. If you're ordering through the app or website, you must purchase an entrĆ©e. Find your nearest Moeā€™s here.

šŸ¦ Continuing with this weekā€™s theme of dairy, September 22nd is National Ice Cream Cone Day. Look for free cone upgrades at ice cream shops. You can also download the Baskin Robbins app and sign up for mobile deals to get a digital coupon for a free scoop of ice cream (no purchase necessary). Plus, youā€™ll also get a free scoop on your birthday (and can register up to five family/friendsā€™ birthdays)!

šŸ¹šŸŽ£ September 23rd is Hunting & Fishing Day. Looking for something to do this weekend? Check your area for free events that promote hunting, fishing, and the conservation necessary to preserve the sports. Hereā€™s a list of official events but Facebook Events and your stateā€™s Fish and Wildlife Commission will also be good places to look.

P.S. If youā€™re looking for pro tips and tricks to help you save BIG on your favorite indulgences (šŸ”šŸ§€šŸ¦), check out this episode: Modern Couponing For Beginners. Thank us later.

šŸ” All Your Bills When You Retire šŸ”

Do you know if youā€™re on track with your retirement savings? Itā€™s no surprise only 30% of Americans feel like they are. It may not seem urgent but what money are you going to use to pay your bills in retirement? Hereā€™s a free way for you to find out. šŸ‘‡šŸ»

Head to Empower and sign up for their free personal finance tools. Then connect all of your retirement accounts, 401(k), IRAs, HSAs, and everything you plan to use in retirement (simply log into them when prompted to connect accounts.)

Then, under the Planning tab, click Retirement Planner. Here you can play around with how much youā€™re saving, when you take Social Security, various market conditions, etc. and Empower will tell you the chance your portfolio will meet your goals. For free!

You should check out the Retirement Fee Analyzer while youā€™re in there. A great way to see how much money youā€™re saving on (or losing too!) fees. And if any of the retirement accounts you connect have at least $1,000 in them youā€™ll get a $20 Amazon gift card! But you have to sign up with this link. Did we mention all this insight is FREE!? **

(Your parents wouldā€™ve paid big bucks for this info. Donā€™t sleep on it!)

This Friendletter is Brought to you by:
šŸ’Ŗ Motivation šŸ’Ŗ

Are you feeling motivated yet or has the feeling worn off? Thatā€™s the problem with motivation, isnā€™t it? It never lasts. We need inspiration and encouragement to keep going Every. Single. Day.

So hereā€™s another newsletter that helps with that very problem.

The šŸ§  Potencia Mind Newsletter curates & delivers the very best mind hacks, mental health tips & high-performance strategies to your inbox every week. (Topics covered include rapid learning techniques, motivation, emotional intelligence tips, productivity tools & more!). Subscribe for free today.

Until next time,

ā­ļøā­ļø P.S. Want to share all this goodness with your friends AND earn cool Frugal Friends merch?

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.,