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- 9/18/23 - Monday
9/18/23 - Monday

Brought to you by:
đȘ Motivation đȘ
Hey!
Hope youâre having a great morning, afternoon, evening, whenever youâre reading this.
Hereâs some motivation for you this Monday: If you think you are too small to be effective, you have never been in the dark with a mosquito. đŠ
(Wisdom from Reese Witherspoonâs mom, Betty)

And if you think your income is too small to have fun, then you havenât read enough Friendletters!
Letâs get into it!

đ September 18 is National Cheeseburger Day. Burger King Royal Perks members can celebrate with a free cheeseburger (regularly $1.99) with any $1 purchase. And Wendyâs is giving us a $0.01 Junior Bacon Cheese Burger (regularly $3.59) with any purchase. Hereâs a KKLâs list of every Chzbrgr Day deal.

đ§ September 20th is Free Queso Day at Moeâs. If youâve ever had queso at Moeâs, you know itâs the best. If you donât agree, you are secretly lactose intolerant. No purchase is necessary if you're picking it up in person. If you're ordering through the app or website, you must purchase an entrĂ©e. Find your nearest Moeâs here.
đŠ Continuing with this weekâs theme of dairy, September 22nd is National Ice Cream Cone Day. Look for free cone upgrades at ice cream shops. You can also download the Baskin Robbins app and sign up for mobile deals to get a digital coupon for a free scoop of ice cream (no purchase necessary). Plus, youâll also get a free scoop on your birthday (and can register up to five family/friendsâ birthdays)!
đčđŁ September 23rd is Hunting & Fishing Day. Looking for something to do this weekend? Check your area for free events that promote hunting, fishing, and the conservation necessary to preserve the sports. Hereâs a list of official events but Facebook Events and your stateâs Fish and Wildlife Commission will also be good places to look.
P.S. If youâre looking for pro tips and tricks to help you save BIG on your favorite indulgences (đđ§đŠ), check out this episode: Modern Couponing For Beginners. Thank us later.


đ All Your Bills When You Retire đ
Do you know if youâre on track with your retirement savings? Itâs no surprise only 30% of Americans feel like they are. It may not seem urgent but what money are you going to use to pay your bills in retirement? Hereâs a free way for you to find out. đđ»
Head to Empower and sign up for their free personal finance tools. Then connect all of your retirement accounts, 401(k), IRAs, HSAs, and everything you plan to use in retirement (simply log into them when prompted to connect accounts.)
Then, under the Planning tab, click Retirement Planner. Here you can play around with how much youâre saving, when you take Social Security, various market conditions, etc. and Empower will tell you the chance your portfolio will meet your goals. For free!

You should check out the Retirement Fee Analyzer while youâre in there. A great way to see how much money youâre saving on (or losing too!) fees. And if any of the retirement accounts you connect have at least $1,000 in them youâll get a $20 Amazon gift card! But you have to sign up with this link. Did we mention all this insight is FREE!? **
(Your parents wouldâve paid big bucks for this info. Donât sleep on it!)
This Friendletter is Brought to you by:
đȘ Motivation đȘ
Are you feeling motivated yet or has the feeling worn off? Thatâs the problem with motivation, isnât it? It never lasts. We need inspiration and encouragement to keep going Every. Single. Day.
So hereâs another newsletter that helps with that very problem.
The đ§ Potencia Mind Newsletter curates & delivers the very best mind hacks, mental health tips & high-performance strategies to your inbox every week. (Topics covered include rapid learning techniques, motivation, emotional intelligence tips, productivity tools & more!). Subscribe for free today.

Who has the best queso? |
Until next time,

âïžâïž P.S. Want to share all this goodness with your friends AND earn cool Frugal Friends merch?
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.,