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Buy What You Love Without Going Broke is on sale!
12/23/25 - Tuesday
👋 Hey friend,
First off, our book Buy What You Love is 52% off on Amazon (even more if you choose the Buy Used!) That means if you’re making a last-minute Amazon order, you have to add it to your cart. I don’t make the rules.
But you know how every year the internet tries to convince us that this is the year of the magical savings hack?
Yeah… we’re over that.
So this week, we’re talking about the new strategies and tech that ACTUALLY Work to Save Money in 2026.
The real stuff, backed by behavior science, budgets, and the rhythms of normal humans with real lives.
Inside the episode, we share 13 practical tips that help you save without going into deprivation mode… because misery is not a money strategy.
Here are two of the big ones 👇
💸 1. Use a High-Yield Savings Account That Actually Pays You
One of the simplest ways to save more without doing more is making sure your money isn’t sitting in an account earning two cents a month.
That’s why we love CIT Bank’s Savings Connect account: solid APY, no monthly fees, and a super simple way to let your money grow while you’re living your life.
If you want to use one of the easiest savings boosts available, get yourself a high-yield savings account at CIT. **
Already have a CIT account and looking for another HYSA? Check out Raisin. Raisin is a fintech savings marketplace that connects users with HYSA’s at FDIC-insured banks and credit unions.
You manage all accounts under one portal at Raisin while ensuring funds stay insured across banks! **
🛒 2. Activate Card-Linked Cash Back Offers
Card-linked offers are underrated. Truly.
You just activate them once… and the savings happen in the background every time you shop in-store or online.
This is where Rakuten shines, especially for everyday purchases you’d make anyway. It’s an easy, low-effort way to stack cashback without having to remember anything.
I got my Christmas cards from Walgreens and got 6% cash back when I paid for them in store!
AND Rakuten is still offering $50 cash back welcome bonus for new users who sign up here and make a $50 purchase (or a few that total $50) that qualifies for Cash Back within 90 days of sign up!
If you want to make 2026 the year your spending quietly pays you back, make sure you’ve got Rakuten on your side. **
And There are 11 More Tips Inside the Episode.
If you want your 2026 to feel simpler, calmer, and more financially aligned, you’ll love this one.
🚦 Ready to Go Bigger in 2026?
If this episode helps you save more money, imagine what 90 days of clarity, structure, and accountability could do.
Enter: 90-Day Debt Free Fast Track
A three-month path to:
★ Build a realistic spending system
★ Stop falling off the budgeting wagon
★ Finally get traction on your debt
★ Save money consistently
★ Feel less overwhelmed and more confident
We want to help our community pay off $100,000 of debt in the first 90 day of 2026.
Will yours be included!? If you want 2026 to be the year you make real financial progress, THIS IS YOUR SIGN.
💛 Final Thought
Saving money isn’t about being perfect.
It’s about choosing the tools that support your goals and dropping the ones that drain you.
This episode gives you the tools.
Fast Track gives you the roadmap.
You get to choose the pace.
Let us know in the YouTube comments which of the 13 tips you’re trying first!
Jen + Jill
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.