- The Friendletter
- Posts
- 8/11/23 - Friday
8/11/23 - Friday
Brought to you by:
👩🏻⚖️Your Network 👩🏻⚖️
Happy Friday!
Almost eight years ago, my (Jen) personal finance journey started.
My husband and I decided to pay off $78,000 💸💸💸 of student loans because I was told debt is the enemy.
What resulted from that mindset grew into a toxic relationship with money.
Because if debt is the enemy, whatever doesn’t help you get out of debt is the enemy by proxy.
That meant spending on anything non-essential became the enemy (☕👙🍹!!!).
But even though I wasn’t “supposed to” be spending money, I couldn’t get around the fact that everything cost money.
Rent, gas, groceries, furniture, the rock I had to hide under to avoid the temptation to spend money.
So how can spending be both the enemy and essential to living?
It took years of deconstruction but I found freedom when I realized spending is a skill, just like cooking or communication, that you can learn and improve as you practice.
You might be thinking, “of course, I’m good at spending, I spend everything I make and more!”
But learning the skill of anything comes with mastering the nuance. Knowing when to say ‘yes’, when to say ‘no’, and when to get creative to make a transaction work.
When you learn the nuances, you can buy what you love and not feel like you’re doing something bad when you do it.
This week we’re sharing an interview we did at our Frugal Living Summit in 2021. Sahirenys Pierce shares Simple Saving Strategies using the High-5 Banking Method. If you’re unsure how many bank accounts to have this will answer your question!
Calling all renters! 📢 Don't miss our latest episode Saving Money on Rent where we dive deep into the world of renting and share strategies to help you keep more money in your pocket.
Tune in wherever you get podcasts and let us know what you thought of the episode over on our latest Instagram post!
Jen’s picks for a stellar weekend.
✅ Watch this: Barbie Dreamhouse Challenge (HGTV) “My Barbie loving heart is obsessed.”
✅ Listen to this: Bear Brook Season 1 “One of my favorite true crime podcasts of all time. I just learned Season 2 is out about a different crime and will report back if it’s as good.”
✅ Read this: Ultimate Investing Starter Kit. “This kit from Allison at Inspired Budget makes investing so easy to understand. Definitely check it out!”
✅ Do this: Bowling. Remember that National Bowling Day is tomorrow! Find a free game at a local alley. “I’ll have the bumpers up on my lane.”
This Friendletter is Brought to you by:
👩🏻⚖️Your Network 👩🏻⚖️
Photo by Joel Muniz on Unsplash
Your network is your net worth, right? But what if you don’t have a super diverse network? Then we recommend listening to podcast interviews with women who you want to be like, who don’t look like you, and who you may not realize have something new to teach you.
Get ready to be a fly on the wall in these conversations with the top female leaders in the world. Subscribe to How She Does It, hosted by Karen Finerman for access to their insight on what it means to live and work as a woman with power.
Vote on Frugal Friends Merch!
Today is poll one of four to vote on new merch! We want you to rock your frugal freak flag with pride so we’re letting you decide the designs on our merch!
Important note, these are like 80% designed. We’ll finish them based on YOUR vote. And an even more important note, you won’t be able to buy this merch! You’ll only be able to earn it in our Friendletter referral program (which launches VERY soon!)
First on the docket: a super cool reusable grocery tote! Buy your groceries and thrift your capsule wardrobe in style with one of these elegant Frugal Friends designs.
Happy voting and we can’t wait to share the results!
 Pineapple Friends |  Bill of The Week |
 Frugal Not Cheap |  Bill Kurtis |
Which tote design do you want to carry? |
Until next time,
⭐️⭐️ P.S. Did your friend send you this? You can sit with us! Click here to be our friend and we'll send you more gems like this every week (for FREE!) to your inbox.