Heyyy friend!

Frugal living gets a lot of praise, and for good reason. Small changes really can add up to big savings.

But here’s the catch: not every money-saving trick is worth the effort.

In fact, some of the most “popular” frugal habits can backfire, leaving you more stressed, embarrassed, or even spending more in the long run.

Think about it: is saving a couple of dollars really worth an awkward encounter, a bad reputation, or hours of your free time? True frugality should help you live better, not feel constantly deprived or stuck in penny-pinching mode.

That’s why this week’s video is all about busting the myths. We’re breaking down 7 frugal habits that aren’t worth the hype, what they really cost you and what to do instead.

Watch the full video here to see all 7 habits.

🫣 Sneak peek at three habits that aren’t worth the hype:

1. Asking for discounts everywhere.
   The problem: At chain stores or restaurants, it usually doesn’t work and just creates an awkward scene.
   Better move: Use your bargaining skills where they shine, like yard sales, local markets, or with service providers who expect negotiation.

2. Cutting tips to save a few dollars.
   The problem: It damages relationships and leaves workers underpaid, which is not exactly “smart saving.”
   Better move: Budget for tips ahead of time so you can be generous without feeling pinched.

3. Revolving your life around money.
   The problem: When saving money becomes your identity, it drains joy and adds stress.
   Better move: Focus on the big wins such as meal planning, automating savings, or negotiating bills so money serves your life, not the other way around.

And that’s just a start. Watch the episode on Youtube for the full scoop (and a hot take on bad hygiene)!

Here’s to hacks that actually help,
Misti

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