50% off your 1st year of our fav budget app

Hey friend,

Travis and I recently got back into the habit of doing monthly budget meetings.

And I have to tell you, the only reason it’s actually sticking this time is because of Monarch. **

Since having kids, our “budget meetings” have looked like opening a million tabs, trying to piece together transactions, and low-key hoping the other person would take the lead.

Now it’s more like: “Hey, let’s sit down for 20 minutes and look at what’s already there.”

That shift alone changed everything.

Here’s why Monarch has made budget meetings so much easier for us:

Everything is already tracked. Transactions sync automatically, so we’re not wasting time gathering info. We just open it and start talking through it.

We can see our full cash flow. What came in, what went out, and what’s left. No guessing, no mental math.

The budget actually feels flexible. Adjusting categories doesn’t feel like we’re breaking the system. It feels like we’re using it.

We both have our own login. This is the underrated feature. We can both access everything without paying for a second subscription, which makes it feel like a shared system, not one person managing it all.

Because when both people can see what’s going on, it stops feeling like one person is “in charge” of the finances.

It becomes a shared load.

A shared plan.

A shared responsibility.

Which means less stress, fewer assumptions, and way better conversations.

If you’ve been wanting to get more consistent with budgeting, or just make money conversations feel easier, Monarch has been that tool for us.

And don’t forget to use code FRUGAL for 50% off your first year!

If nothing else, take this as your sign to schedule a 20-minute money date this month. No spreadsheets required.

You might be surprised how much lighter it feels.

All my love,
Jen

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.