21 Spending habits keeping you broke

03/31/26 - Tuesday

 

Hey friend,

Big financial mistakes can often get the most attention from influencers on short-form platforms.

But it’s the quiet habits that slowly drain your bank account month after month.

Today’s episode is about those habits. The ones so normalized you might not even realize they’re quietly keeping you broke.

🎧 New Episode: 21 Spending Habits That Are Quietly Keeping You Broke

We're calling out 21 spending habits that are keeping you broke, and we're pretty sure you're doing at least a few of them.

We were! Here are three that hit close to home:

📞 Avoiding the call. There's a call you need to make to your phone company, internet provider, auto insurance, etc, and you're avoiding it. You should be negotiating lower prices at least once a year. That's just 3-4 calls a year that could save you thousands.

Going unlimited on everything. Data, cloud storage, streaming, gym access. You don't actually know how much you use, so you assume you need unlimited. But you probably don't.

💸 Paying $139/year for Amazon Prime. Why are you paying Amazon to make it easier to impulse buy!?!

These are just 3 of the 21. Once you see them, you can't unsee them.

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Here's the deal: Sign up using our link and you have 90 days to make cash back eligible purchases totaling $50 or more. Once you do, you'll get $50 cash back. **

We use Rakuten all the time. It's not about spending more, it's about getting money back on things you were going to buy anyways.

Here are some of the best cash back offers we saw:

You can use the browser extension or the app, whatever works best for you. But you need to sign up today to qualify for the $50 bonus.

This isn't a hard sell. We just know that if you're already shopping online, you might as well get paid for it.

Thanks for being someone who's willing to look at your habits honestly and make changes. That's what sets you apart,


💗 Jen + Jill

P.S. Seriously, make that call you've been avoiding. It takes 10 minutes and could save you $200+ per year. You've got this.

**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.